Financial Fitness Friday

Financial Fitness FridayAre you pleased with your level of fitness? Can you work on a few things?

Sit down tonight with your favorite INEXPENSIVE bottle of wine (insert beverage of choice) and go over your finances. Friday is the perfect day because any information learned during your power session will help you kickstart the weekend. You will have a clear snapshot of where you stand financially.

No big splurges, no ridiculous spending and no blowing the budget at Target. Once you assess your level of financial fitness, can you send additional money towards a debt? If so, do it! Once it clears the account, you’ll start your Monday feeling awesome. Can you pump up your savings? Do that too!! Try not to spend any money this weekend unless it’s for mandatory household items. Make a list and check it twice. Can you do some spring cleaning on the budget? De-clutter your finances and feel the burden begin to lift.

When you have those moments comparable to a runner’s high, the last thing you want to do is spend money on a Friday night out, Saturday shopping, or Sunday Funday. What’s the return on that meaningless investment? You wasted time and hard-earned cash.

It’s the end of the first quarter. You might not have been fiscally prudent or a sound steward of your money but it’s not too late for a paradigm shift. Are you taking care of your financial health? What can you do today to lose the weight of debt and build the savings muscle? Be realistic – it’s like cellulite and muffin tops – your debt won’t melt away unless you take action! Approach it with the mindset to win and you will be better off in 2014 than ever before.

Now that’s dripping sexy…

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  1. Elizabeth

    I totally agree that good money management is important. However, I feel everyone needs a Friday night out, Saturday shopping, or Sunday Funday but definitely not all three. My husband and I spend $23 per week on a Friday night fish fry. It give me a break from cooking dinner and my husband gets that wonderful fish he loves once a week.

    When you have work, college, and a sick father everyone needs a little break here and there. I am a very poor person and I manage to have all my bills paid and a saving and I still am able to have a dinner once a week. So I feel I manage well but I also feel everyone needs a fun time once in a while.

    1. Post author

      Elizabeth – I agree and you have to find the small pockets of joy that fit your life. If it’s tea time every day, a gym membership because that’s one way of zoning out and remaining fit, or a fish fry, you found something that puts a smile on the faces of you and your husband without creating a financial burden. We must also be honest about where we stand financially. That’s the focus. We all have responsibilities and demands that take us in many directions but we MUST carve out time to recalibrate. You are not poor. You may not have all the zeros in your bank account to indicate financial wealth but you have the love and support of your partner and that is priceless. You’re saving money and paying the bills. Change the mindset, change your life. Thank you for sharing :)

    1. Post author

      Kathy – were you guys in agreement? are there areas that the two of you will work on together? I’d love to hear how you’re doing.

    1. Post author

      Ashley – let me know how it works out for you if and when you switch up your review day. I’d love the feedback.

  2. Jeanne Melanson

    This is very sound advice, I say, sitting here on a Friday night with my glass of beer. I like how you think about fiances. I don’t have a lot of money to spare, so I’m careful about what I do with it. I get all my bills paid, and then I hang on to what I can of the rest for savings. Thanks for sharing!.

  3. nevafels

    My parents lived through the great depression. They taught us how to be prudent with our expenses. We can find many ways to enjoy the beauty of each day by just breathing and watching nature.

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